Advisory Board

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 Ray Juncosa is a seasoned banking and finance professional with a long and successful career in the financial services industry for over four decades. As a senior banker, he held many top level and division head positions in the area of commercial and corporate banking; to include high level executive positions in wealth management, investments and international banking. As a result of his long lasting trajectory in the financial services industry, he had the opportunity to travel to all of Latin America and the Caribbean Basin for over 30 years. In the case of the latter, he negotiated many banking and investing transactions in international trade financing, correspondent banking and wealth management. Today, he serves as a consultant providing assistance to business owners and investors. As member of the advisory board he along with others on the board is engaged in providing management with assistance on new and existing projects; along with engaging and working with advisory board members in different areas of interest.

 

 

Elias Mualin is the president of Brickell Capital Finance, a company who has been providing working capital solutions to small businesses nationwide, for over 15 years.  Mr. Maulin is a respected business entrepreneur, who has developed a broad network of business alliances in his successful career as a financial services consultant.  As a networking specialist, he is well known for his networking capabilities that have allowed him to build an extensive base of financial services providers, in different aspects of financing scenarios.

 As one of our valued Advisory board directors, he is a complement to our strategic planning process and objectives. Elias is a Graduate of the University Of Miami School Of Business and is heavily involved in various local civic and business organizations.  

Mr. Juvi Pina is a seasoned executive in the financial services and investment banking arena. During the past three decades, Mr. Pina has served as President and founder of International Monetary Mortgage Fund, a highly successful private lending institution catering to the commercial and residential real estate sectors. 

Presently Mr. Pina is a pillar of the community sitting on the City of Miami Planning , Zoning  and  Appeals Board. In 2004 he was appointed by the Miami-Dade County commission to serve as a member of the Board of Directors of the Jay Malina International Trade Consortium. In 1998, Mr. Pina was appointed by the Miami-Dade County commission to serve in the Enterprise Zone Advisory Council which encouraged business development and oversaw the expansion and job creation in economically distressed areas. In 1994 the Miami-Dade County commission appointed  Mr. Pina as a member of its Special Committee for "Destination 2001" which oversaw the expansion of the Miami International Airport.

Born in Miami and raised in St. Petersburg, Florida has always been home to Jorge. After attending the University of South Florida to study Finance, he went on to earn his MBA from the same University.

 He gained his experience with First Green Bank, which was ranked the #1 community lender in their North Florida district in 2017.

 He currently lives in Miami, along with his wife and 7-year-old son.  Currently the head of the Government Guaranteed Lending division of Pilot Bank generating over $20 Million in new originations.

Jose F Lozano is the founder and Managing Partner of JFL Group, and brings to the table 25 years of experience in the financial services field. 

He began his career with Dean Witter Reynolds, formerly Morgan Stanley, later completing the Commercial Associate program at Suntrust Bank. This investment and banking base served him well in building a successful career and serving in senior positions at SunTrust Bank, ABN AMRO, ITAU Private Bank and VectorGlobal WMG. 

Originally from Colombia, Jose calls Miami home. 

He has lived and traveled extensively throughout Latin America, is an avid reader of history with a passion for cycling. He holds a B.S. in Agricultural Economics from the University of Florida as well as an MBA from the University of Miami and is Fluent in English, Spanish and Portuguese.

Founding member of Aquasphere Management. Expert in wealth management, where he has over 15 years  of professional experience. He has had senior management responsibilities in top tier banks such as Banesto, Finantia, Banco Madrid and Merchbanc, both in Madrid and Miami. He has a degree in business administration from the San Pablo CEU University in Madrid  and is fluent in Spanish, English and Portuguese.
   

Neil Hammack is Executive Vice President for Dominion Builders, LLC. Dominion Builders is a privately owned, commercial general contractor licensed nationwide. The Coral Gables, Florida corporate office draws on more than 40 years of extensive experience in the construction arena. The company's diverse portfolio encompasses a wide range of sectors, including agriculture, health/medical, hospitality, retail and corporate office. Dominion's experience is exemplified through an eminent award-winning portfolio, which highlights its craftsmanship, teamwork and passion to impact real estate communities. 

Neil Hammack brings extensive construction experience, including leadership positions as construction manager and vice president of operations for developers and construction management firms in South Florida. He has provided oversight for multiple hotel projects in South Florida. He has also successfully worked on overseeing national projects and is an expert in senior living and healthcare construction markets. Neil is currently a member of the Miami Beach Chamber of Commerce and sits on the Miami Beach Chamber of Commerce Pillar board.